Why you should order an appraisal from Accurate Appraisal Associates, Inc

Year after year, thousands of people in Alabama buy, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are incredibly high, even though there are a developing number of automated home valuation processes that may appear more practical than an appraisal. But is obtaining a mortgage the only reason to get an appraisal? Are there more instances when the services of a Certified Residental, independent real estate professional might be beneficial? Absolutely.

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Let Accurate Appraisal Associates, Inc help you challenge your tax assessment in Limestone County

It's probable you're paying too much in property taxes if you live in an area where property values have declined. Property taxes are based upon a previous assessment of your house, so if prices have declined in your neighborhood, you can challenge your assessment and save money. An appraisal from Accurate Appraisal Associates, Inc is your best evidence when building your case. At Accurate Appraisal Associates, Inc, we're capable of assisting you in appealing your tax assessment.

Accurate Appraisal Associates, Inc can help you do away with PMI to lower your mortgage payment

When the amount being loaned to the homebuyer is more than 80% of the actual value of the property, almost all lenders ask home owners to purchase an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is folded into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Accurate Appraisal Associates, Inc will produce a statement regarding the value of your home, and the cost of the appraisal can often be offset in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is a particularly daunting ordeal for the parties involved, and it is often even more complicated by the difficult decision of who maintains the property. It's a good idea to order an appraisal from Accurate Appraisal Associates, Inc so both parties are fully aware of the true market value of their property, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Limestone County

Employee relocation can be a real pain, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide feedback on the positive characteristics of their property, along with information regarding any current sales or listings in their neighborhood that they want considered.

Let Accurate Appraisal Associates, Inc assist you in selling your home quickly at the right price

A professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

We examine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.